CashLab Journalism Academy

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Terms of Service

Effective date:
Last updated:

Contents

  1. Acceptable Use
  2. Payments & Refunds
  3. Intellectual Property
  4. Disclaimers
  5. Changes
  1. Acceptable Use

    Use the site and materials for lawful purposes consistent with Canadian regulations.

    1. Compliance: You agree to comply with all applicable federal, provincial, and municipal laws in Canada when accessing our Services.
    2. Prohibited activities include:
      1. Sharing login credentials or attempting unauthorized access to any account or system.
      2. Reverse engineering, scraping, data mining, or bulk downloading course content.
      3. Harassing instructors or learners, or posting hateful, defamatory, or obscene material.
      4. Uploading malware, attempting DDoS, or interfering with platform integrity.
    3. Account security: Maintain the confidentiality of your credentials and promptly notify us of any suspected breach at [email protected] or +1 437-928-6410.
    4. Age: You must be 16+ to enroll; if under the age of majority in your province, you must obtain guardian consent.
    5. Academic integrity: All submissions must be your own; AI tools must be disclosed where required by the course rubric.
  2. Payments & Refunds

    Tuition is listed in CAD. Refund eligibility depends on cohort start dates; contact [email protected].

    1. Billing: By enrolling, you authorize us to charge your selected payment method for the full tuition or installments.
    2. Installments: If offered, missed payments may result in course access suspension after a 5-day grace period.
    3. Refund window:
      1. 100% refund if requested at least 7 days prior to the published cohort start date.
      2. 50% refund if requested from 6 to 1 day prior to the cohort start date.
      3. No refund on/after the cohort start date, except where required by law.
    4. Chargebacks: Contact us first to resolve disputes. Unauthorized chargebacks may result in collections and account closure.
    5. Taxes: Prices are exclusive of applicable taxes (e.g., HST/GST/QST), which will be added at checkout.
    6. Scholarships/discounts: Cannot be combined unless expressly stated in writing.
    7. Receipts: You will receive an emailed receipt upon successful payment to your registered address.
  3. Intellectual Property

    Course materials are licensed for enrolled students. Your portfolio work remains yours.

    1. License to students: Non-transferable, limited, revocable license to use course content strictly for personal education.
    2. Restrictions: Do not reproduce, distribute, or publicly display our content without written permission.
    3. Your submissions: You retain rights to your projects and portfolio artifacts.
    4. Limited license to us: You grant us a non-exclusive, royalty-free license to showcase your submitted work for educational or promotional purposes, where you have opted-in.
    5. Third-party materials: Some resources may be subject to third-party licenses; you must comply with those terms.
  4. Disclaimers

    We aim for accuracy but do not guarantee employment outcomes.

    1. No warranty: Services are provided “as is” and “as available” without warranties of any kind.
    2. Outcomes: We do not guarantee job placement, salary increases, or specific professional results.
    3. Service interruptions: We may temporarily suspend access for maintenance or events beyond our control.
    4. Limitation of liability: To the fullest extent permitted by law, our aggregate liability will not exceed the amount paid by you in the 6 months preceding the claim.
    5. Indemnity: You agree to indemnify us against claims arising from your misuse of the Services or violation of these Terms.
    6. Governing law: These Terms are governed by the laws of the Province of Ontario and the federal laws of Canada.
    7. Contact for legal notices: [email protected] | +1 437-928-6410 | Toronto, ON, Canada.
  5. Changes

    We may update these Terms; continued use constitutes acceptance.

    1. Notice: Material changes will be announced on this page with an updated “Last updated” date.
    2. Effective date: Changes take effect immediately unless otherwise specified.
    3. Continued use: Your continued use after changes indicates acceptance.
    4. Archival: Prior versions are available upon request to [email protected].

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